Mr. Eric Reyes, On February 1, 2018, I fell off my forklift while making a delivery at a grocery store in North Fort Worth for my employer. The accident happened at a customers business. I was taking products off the truck with a forklift when I fell off of the ramp and broke my leg. My employer did not carry workers compensation insurance. Instead they had an accident plan that pays benefits similar to a workers compensation policy.
My employer refuses to pay the claim because they believe I knew the risk of falling off the ramp. My employer tells me that this is a premises case. I believe the ramp was defective.