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Insurance 101

Since 1988, I have been helping ordinary people just like you who have been injured by the negligence of others. Consequently, my adversary is the insurance company who pay on behalf of the party that caused the accident.  Now, the insurance company is not in the business to pay the injured victim what is fair.  Their objective is to make a profit.  In short, the less money they pay in claims, the more profit they make.  Our goal is much different, as we are seeking a settlement that will fully compensate my client for their injuries.  This situation is much more challenging for an unrepresented victim, a victim who already faces pain, mounting medical bills, and lost wages, only to be thrown into an arena of doctors and lawyers working together to damage or destroy the victims claim.  My goal in any personal injury claim is to thoroughly investigate the claim, preserve the evidence, protect my clients’ rights and recover a fair settlement, without my client going to court.  In fact, the vast majority of my clients agree to a settlement without the risk, delay, or expense of trial.  This is accomplished because my office has a reputation of going all the way to the courthouse whenever the insurance company refuses to cooperate.  It is exactly this threat that forces the insurance company to pay my clients what is fair.  If you’ve been injured in an accident, the insurance company is probably working on your case right now, looking for evidence to damage your claim.  You need an aggressive, experienced attorney on your side, who will fight for your rights.

In our society, liability insurance is purchased in case a negligent party injures you while driving their vehicle, operating a business or taking care of a patient.  The person or company that caused you harm has already paid high monthly premiums so that the insurance company can pay your claim.  Therefore our objective is not to take the negligent party’s home or the shirt of their back.  Instead, I intend to collect a settlement from the insurance company who pays on behalf the negligent party. Remember, even if the other party has admitted fault to you, it does not mean that the insurance company will pay you what is appropriate; in fact, an insurance company can deny or delay a payment even if you think you have a strong case.  The insurance company’s goal is to pay you the least amount of money that you will accept, in exchange for your signed release.  My office has been successfully battling aggressive insurance companies for over twenty years.  The only way to force the insurance companies to pay what you think is fair is to retain an experienced law firm like my own.  So please, browse my website and call me today for a free consultation.