Imagine this: you are at your kitchen table, trying to figure out how you are going to pay your medical bills, the doorbell rings, and it is the insurance adjuster at the door. The adjuster has a settlement check, or a tape recorder ready to tape your recorded statement. What do you do? There are four reasons why you need an attorney to handle your claim.
1. The insurance companies are experts at what they do:
The insurance companies are in the business of negotiating claims. They have a team of adjusters, investigators, doctors and lawyers who are all working together to achieve one goal: to pay you as little as possible. Remember, the insurance company is under no legal obligation to inform you of your legal rights. Insurance companies frequently make inaccurate statements regarding your rights without being subject to any legal or financial penalties.